To Iain and family - My sincere condolences to you at this very sad time. Mr. Stevens was a wonderful man who always brought a smile to my face when I spoke to him. He often spoke to me about his wonderful grandchildren. Having just lost my mother last week, I know the terrible pain of losing a parent. My thoughts and prayers are with you and your family. He will be sadly missed. Take Care and be strong. Kim Fisher - BMO Harris Private Banking